Products - Overseas-travel-insurance

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Note : A brief snapshot about the policy is given.For complete information refer to policy wordings or visit our nearest branch office.

Attachment to Overseas Mediclaim Policy of M/s United India Insurance Co. Ltd.

In the event of claim, please contact: 

Location of Centre American Assist - USA American Assist - Europe American Assist - Singapore Heritage Health TPA Pvt. Ltd. - India
Jurisdiction North, Central & South America, Canada   Continental Europe, UK & Ireland, Africa, Pakistan Singapore South & South East Asia, Middle East, Australia & New Zealand  
Address AMERICAN ASSIST TRAVEL SERVICES, 2893 Executive Park Drive, Suite 201, Weston, Florida 33331, U.S.A. AMERICAN ASSIST TRAVEL SERVICES, C/Covarrubias 22. 2 Â°Izda 28010 Madrid. Spain AMERICAN ASSIST TRAVEL SERVICES, 75 Kim Yan Road, Singapore 239372 Heritage Health TPA Pvt. Ltd.,  Elite Auto House, 54-A, Ground Floor (Rear Side), Next to Crisil House, Andheri-Kurla Road, Chakala, Mumbai - 400093. India.
Toll - Free Number for Assistance +1800 2541032 +34 900838022 +65 8001302100 1800 22 4004 (Toll Free within India)
Other Telephone Numbers +1 954 2710202 +34 911 881 617 +65 315 80234 +91-22-61273891 (24 hrs) +91-22-61273892/93
Fax Number(s) +1 877 395 1784 +34 915 932 577 - +91-22-6127 3890
E-mail ID assistance@aatps.com assistance@aatps.com claims@aatps.com heritagehealth @vsnl.net
Website www.americanassist-heritage.com www.americanassist-heritage.com www.americanassist-heritage.com www.americanassist-heritage.com
We Cover

Policy covers expenses incurred towards medical treatment for accident / disease sustained during overseas trips and loss of passport also covered under this policy.

Who can be Insured ?
  • Persons going abroad on business & holiday.
Insured against what risk ?
  • Medical expenses and repatriation
  • In-flight personal accident benefit
  • Loss of passport
Policy pays through below plans:

1. OMP - Policy : B - Worldwide - Excluding USA & Canada - Including Sickness cover

OMP - Policy:B - Table of Benefits - Including Sickness Cover

Plan A - 1 - Worldwide - Excluding USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 50,000

US $ 10,000

Treatment following Accident 

US $ 50,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 10,000

US $ 10,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

US $ 150

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

OMP - Policy:B - Table of Benefits

Plan A - 2 - Worldwide - Excluding USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 1, 00,000

US $ 10,000

Treatment following Accident 

US $ 1, 00,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 10,000

US $ 10,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

US $ 150

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

OMP - Policy:B - Table of Benefits - Including Sickness Cover

Plan A - 3 - Worldwide - Excluding USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 2, 50,000

US $ 10,000

Treatment following Accident 

US $ 2, 50,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 25,000

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 250

US $ 250

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

2.OMP - Polcy : B - Worldwide - Including USA & Canada - Including Sickness cover

OMP - Policy:B - Table of Benefits - Including Sickness Cover

Plan B - 1 - Worldwide - Including USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 1, 00,000

US $ 10,000

Treatment following Accident 

US $ 1, 00,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 25,000

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

US $ 150

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

OMP - Policy:B - Table of Benefits - Including Sickness Cover

Plan B - 2 - Worldwide - Including USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 2, 50,000

US $ 10,000

Treatment following Accident 

US $ 2, 50,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 25,000

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

US $ 150

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

OMP - Policy:B - Table of Benefits - Including Sickness Cover

Plan B - 3 - Worldwide - Including USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 5, 00,000

US $ 10,000

Treatment following Accident 

US $ 5, 00,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 25,000

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 250

US $ 250

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

3. OMP - Policy : A - Worldwide - Excluding USA & Canada - Excluding Sickness cover

OMP - Policy:A - Table of Benefits - Excluding Sickness Cover

Plan LA - 1 - Worldwide - Excluding USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident 

US $ 50,000

Deductible

US $ 100

Section B

Personal Accident

US $ 10,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

OMP - Policy:A - Table of Benefits - Excluding Sickness Cover

Plan LA - 2 - Worldwide - Excluding USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident 

US $ 1,00,000

Deductible

US $ 100

Section B

Personal Accident

US $ 15,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

OMP - Policy:A - Table of Benefits - Excluding Sickness Cover

Plan LA - 3 - Worldwide - Excluding USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident  

US $ 2,50,000

Deductible

US $ 100

Section B

Personal Accident

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 250

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

4.OMP - Policy : A - Worldwide - Including USA & Canada - Excluding Sickness cover

OMP - Policy:A - Table of Benefits - Excluding Sickness Cover

Plan LB - 1 - Worldwide - Including USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident 

US $ 1,00,000

Deductible

US $ 100

Section B

Personal Accident

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

OMP - Policy:A - Table of Benefits - Excluding Sickness Cover

Plan LB - 2 - Worldwide - Including USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident 

US $ 2,50,000

Deductible

US $ 100

Section B

Personal Accident

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

OMP - Policy:A - Table of Benefits - Excluding Sickness Cover

Plan LB - 3 - Worldwide - Including USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident 

US $ 5,00,000

Deductible

US $ 100

Section B

Personal Accident

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 250

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

  • Particulars of cover liability and exclusion given above are not complete or exhaustive :
  • Our nearest Branch Office branch may be approached for complete details.

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