Reimbursement of Hospitalisation expenses of
illness/diseases or injury sustained
Other Benefits
The insurance scheme also
provides for
Family discount in premium
Cumulative Bonus
Cost of Health Check-up
What will Policy
Pay ?
WIn the event of any claim/s becoming admissible under this scheme, the company will pay
through TPA to the Hospital / Nursing Home or the insured person the amount of such expenses
as would fall under different heads mentioned below.
Hospitalisation Benefits
Limits
A
i) Room, Boarding Expenses as provided by the Hospital / nursing home.
ii) If
admitted in IC Unit
i) Up to 0.5% of Sum Insured per day
ii) Insured per da
B
Surgeon, Anasthetist, Medical Practitioner, Consultants, Specialists Fees,
Nursing Expenses
Upto 15% of Sum Insured per illness / injury
C
Anaesthesia, Blood, Oxygen, Operation Theatre Charges, Surgical appliances,
Medicines & Drugs, Diagnostic Materials and X-ray Dialysis, Chemotherapy, Radiotherapy, Cost
of Peacemaker, Artificial Limbs & Cost of organs and similar expenses.
Upto 15% of Sum Insured per illness / Injury
What will policy
not pay ?
All diseases/injuries which are pre-existing when the cover incepts for the first time.
Treatement arising from or traceable to pregnancy ( including voluntary termination of
pregnancy) and childbirth, (including caesarean section)
Naturopathy treatment
Note
Particulars of cover, liability and
exclusion given above are not complete or exhaustive.
Our nearest branch office may be approached for complete
details.
Personal Accident Policy