This is an annual aggregate deductible policy. The policy covers aggregate hospitalization expenses reasonably and necessarily incurred in India in respect of all covered hospitalization during the policy period exceeding the Threshold Level or any amount reimbursed or reimbursable under any Health Insurance Policies/Reimbursement Scheme whichever is higher, upto the Sum Insured stated in the policy. The Policy provides cover on an Individual basis or Family Floater basis. A separate Sum Insured and threshold limit for each Insured Person is provided under Individual basis while under Family Floater basis, the Sum Insured limit and threshold limit is shared by the whole family of the Insured and Our total liability for the family cannot exceed the Sum Insured in a Policy period.

COVERAGE AT A GLANCE: