ELIGIBILITY

1. Any person aged between 18 years and 65 years can take this insurance for himself/herself and his/her family consisting of:
   
   1. Self, Spouse, Dependent Children, Parents and Parents-in-law on Individual Sum Insured basis or
   2. Self, Spouse and Dependent Children on Family Floater basis.
2. Dependent children between the age of 91 days and 18 years shall be covered provided either or both parents are covered concurrently.  Children above 18 years will continue to be covered along with parents till they complete 26 years and provided they are unmarried/unemployed and dependent. In the event of children becoming independent, employed, or getting married, a separate policy can be taken on the expiry of the current policy for which continuity benefits will be provided. The upper age limit will not apply to mentally challenged children.
3. Midterm inclusion of family members is allowed at pro-rata premium only in case of:
   
   1. Newly married spouse within 60 (sixty) days of marriage.
   2. Parents of Newly married spouse within 60 (sixty) days of marriage.
   3. New born baby, between the ages of 91 days to 180 days, born to mother insured under the policy or the adopted child between the ages of 91 days to 18 years within 60 (sixty) days of date of adoption.

SUM INSURED OPTIONS

The various Sum Insured options available under the policy are as follows:

POLICY TERM:  One Year. Renewable annually.