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Products - Micro-insurance

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Note : A brief snapshot about the policy is given.For complete information refer to policy wordings or visit our nearest branch office.

We Cover

Any Individual aged between 10 -70.

What can be the SumInsured ?
  • Policy can be availed for an amount of Rs.25 0 to Rs.1 0 0 sum insured.
What is insured?

Accident resulting in

  • Death
  • Permanent total disablement.
  • Total and irrecoverable loss of use of limb.
  • Loss of eye sight.
In the event of accidental injury it provides compensation as follows-
  • Death or permanent total disablement - 100% of sum insured.
  • Loss of two limbs or two eyes or one limb and one eye - 100% of sum insured.
  • Loss of one limb or one eye - 50% of sum insured.
Policy does not cover
  • No compensation is payable for any disablement that exists at the time of taking the policy. No payment will be made in excess of the sum insured for each individual.
  • Intentional self-injury.
  • Suicide or attempted suicide.
  • Whilst under the influence of intoxicating liquor or drug.
  • Whilst racing on wheels.
  • Hunting
  • Big game shooting
  • Mountaineering or whilst engaged in winter sports or resulting from the insured committing any breach of law with criminal intent.
  • War and nuclear perils.
  • Particulars of cover liability and exclusion given above are not complete or exhaustive :
  • Our nearest Branch Office branch may be approached for complete details.

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