In the event of accidental injury it provides compensation as follows-

• Death or permanent total disablement - 100% of sum insured.
• Loss of two limbs or two eyes or one limb and one eye - 100% of sum insured.
• Loss of one limb or one eye - 50% of sum insured.

Policy does not cover

• No compensation is payable for any disablement that exists at the time of taking the policy. No payment will be made in excess of the sum insured for each individual.
• Intentional self-injury.
• Suicide or attempted suicide.
• Whilst under the influence of intoxicating liquor or drug.
• Whilst racing on wheels.
• Hunting
• Big game shooting
• Mountaineering or whilst engaged in winter sports or resulting from the insured committing any breach of law with criminal intent.
• War and nuclear perils.

• Particulars of cover liability and exclusion given above are not complete or exhaustive :
• Our nearest Branch Office branch may be approached for complete details.