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उत्पाद - औद्योगिक

मैं खोज रहा हूँ

नोट :: ऊपर दिए गए आवरण का विवरण, देयता तथा अपवर्जन पूर्ण या सुविस्तृत नहीं है ।संपूर्ण विवरण के लिए हमारे निकटतम शाखा कार्यालय से संपर्क करें ।

We Cover
  • Various types of machinery plant and equipment (mechanical/electrical) can be insured. Any type of installed machinery with an option to insure/to cover only selected equipments.
Who can be Insured?
  • The owner of the machinery.
  • In case of any financier's interest eg. Bank IDBI etc. machinery can be insured in the joint names.
What could be the SumInsured ?

The sum insured should represent:

  • Present day replacement value which includes


-Present day replacement value which includes
-Incidental cost

  • Policy covers the insured machinery plant and equipments while at work/idle being dismantled or removed or re-erected if performed in the same premises damage to electrical machinery due to fire originating within itself.
  • It covers loss or damage due to faulty operation adjustment casting vibration entry of foreign objects loosening of parts self heating centrifugal force short circuit.

The sum insured representing the present replacement cost of the machinery.

Partial Loss

Full cost of parts plus the labour charges to and fro freight customs duty and charges for dismantling and re-erection. Excess applicable to the affected item is deducted from claim. Depreciation is applied for items with limited life.

Total Loss

Actual value of items immediately before the occurrence less appropriate depreciation. If under insured claim is paid only on proportionate basis.

Policy will not pay for loss/damage due to
  • Fire and allied perils
  • War and War like operations Nuclear perils
  • Wilful act or gross negligence existing defects normal wear and tear and consequential loss
  • Loss or damage falling under manufacturer's warranty
  • Particulars of cover liability and exclusion given above are not complete or exhaustive :
  • Our nearest Branch Office branch may be approached for complete details.

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