1.ELIGIBILITY

1. Any person aged between 18 years and 80 years can take this insurance for himself and his/her family. Beyond 80 years, only renewals are allowed
2. Allowed Relationships in a Family to be covered under a single policy:
   • Individual Sum Insured Basis: Self (Proposer), Spouse, Dependent Children and Parents
   • Family Floater Basis: Self (Proposer), Spouse, Dependent Children
3. Entry Age:
   • Adults: 18 years to 80 Years
   • Dependent Children: between the age of 3 months and 18 years shall be covered provided either or both parents are covered concurrently.
     
     1. Children above 18 years will cease to be covered if they are employed/self-employed or married. However, a separate policy can be taken for him or her on expiry of the current policy for which continuity benefits will be provided.
     2. For unmarried and unemployed girls, disabled children without income dependent upon Proposer, the age limit of 18 will not apply.
     3. Male child up to 26 years can be covered provided they pursue full-time higher studies and submit bona fide Certificate from Educational Institution
4. Midterm Inclusion of family members is allowed at pro-rata premium only in case of:
   • Newly married spouse within 60 (sixty) days of marriage
   • New born baby, between the ages of 91 days to 180 days, born to mother insured under the policy.

2.SUM INSURED

Sum Insured options vary based on the Threshold/Deductible chosen by the Policyholder. The available choices are as under:

3.TERM OF POLICY:  

One Year. Renewable annually.