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Note : A brief snapshot about the policy is given.For complete information refer to policy wordings or visit our nearest branch office.
Attachment to Overseas Mediclaim Policy of M/s United India Insurance Co. Ltd.
In the event of claim, please contact:
| Location of Centre | American Assist - USA | American Assist - Europe | American Assist - Singapore | Heritage Health TPA Pvt. Ltd. - India |
|---|---|---|---|---|
| Jurisdiction | North, Central & South America, Canada | Continental Europe, UK & Ireland, Africa, Pakistan | Singapore | South & South East Asia, Middle East, Australia & New Zealand |
| Address | AMERICAN ASSIST TRAVEL SERVICES, 2893 Executive Park Drive, Suite 201, Weston, Florida 33331, U.S.A. | AMERICAN ASSIST TRAVEL SERVICES, C/Covarrubias 22. 2 °Izda 28010 Madrid. Spain | AMERICAN ASSIST TRAVEL SERVICES, 75 Kim Yan Road, Singapore 239372 | Heritage Health TPA Pvt. Ltd., Elite Auto House, 54-A, Ground Floor (Rear Side), Next to Crisil House, Andheri-Kurla Road, Chakala, Mumbai - 400093. India. |
| Toll - Free Number for Assistance | +1800 2541032 | +34 900838022 | +65 8001302100 | 1800 22 4004 (Toll Free within India) |
| Other Telephone Numbers | +1 954 2710202 | +34 911 881 617 | +65 315 80234 | +91-22-61273891 (24 hrs) +91-22-61273892/93 |
| Fax Number(s) | +1 877 395 1784 | +34 915 932 577 | - | +91-22-6127 3890 |
| E-mail ID | assistance[at]aatps[dot]com | assistance[at]aatps[dot]com | claims[at]aatps[dot]com | heritagehealth[at]vsnl[dot]net |
| Website | www.americanassist-heritage.com | www.americanassist-heritage.com | www.americanassist-heritage.com | www.americanassist-heritage.com |
Policy covers expenses incurred towards medical treatment for accident / disease sustained during overseas trips and loss of passport also covered under this policy.
1. OMP - Policy : B - Worldwide - Excluding USA & Canada - Including Sickness cover
|
OMP - Policy:B - Table of Benefits - Including Sickness Cover |
|||
|
Plan A - 1 - Worldwide - Excluding USA / Canada |
|||
|
Sections |
Description |
With Medical Examination |
Without Medical Examination |
|
Sum Insured |
Sum Insured |
||
|
Section A |
Illness |
US $ 50,000 |
US $ 10,000 |
|
Treatment following Accident |
US $ 50,000 |
Nil |
|
|
Deductible |
US $ 100 |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 10,000 |
US $ 10,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
|||
|
Section E |
Loss of Passport |
US $ 150 |
US $ 150 |
|
Deductible |
US $ 30 |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
US $ 200 |
|
|
OMP - Policy:B - Table of Benefits |
|||
|
Plan A - 2 - Worldwide - Excluding USA / Canada |
|||
|
Sections |
Description |
With Medical Examination |
Without Medical Examination |
|
Sum Insured |
Sum Insured |
||
|
Section A |
Illness |
US $ 1, 00,000 |
US $ 10,000 |
|
Treatment following Accident |
US $ 1, 00,000 |
Nil |
|
|
Deductible |
US $ 100 |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 10,000 |
US $ 10,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
|||
|
Section E |
Loss of Passport |
US $ 150 |
US $ 150 |
|
Deductible |
US $ 30 |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
US $ 200 |
|
|
OMP - Policy:B - Table of Benefits - Including Sickness Cover |
|||
|
Plan A - 3 - Worldwide - Excluding USA / Canada |
|||
|
Sections |
Description |
With Medical Examination |
Without Medical Examination |
|
Sum Insured |
Sum Insured |
||
|
Section A |
Illness |
US $ 2, 50,000 |
US $ 10,000 |
|
Treatment following Accident |
US $ 2, 50,000 |
Nil |
|
|
Deductible |
US $ 100 |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 25,000 |
US $ 25,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
|||
|
Section E |
Loss of Passport |
US $ 250 |
US $ 250 |
|
Deductible |
US $ 30 |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
US $ 200 |
|
2.OMP - Polcy : B - Worldwide - Including USA & Canada - Including Sickness cover
|
OMP - Policy:B - Table of Benefits - Including Sickness Cover |
|||
|
Plan B - 1 - Worldwide - Including USA / Canada |
|||
|
Sections |
Description |
With Medical Examination |
Without Medical Examination |
|
Sum Insured |
Sum Insured |
||
|
Section A |
Illness |
US $ 1, 00,000 |
US $ 10,000 |
|
Treatment following Accident |
US $ 1, 00,000 |
Nil |
|
|
Deductible |
US $ 100 |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 25,000 |
US $ 25,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
|||
|
Section E |
Loss of Passport |
US $ 150 |
US $ 150 |
|
Deductible |
US $ 30 |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
US $ 200 |
|
|
OMP - Policy:B - Table of Benefits - Including Sickness Cover |
|||
|
Plan B - 2 - Worldwide - Including USA / Canada |
|||
|
Sections |
Description |
With Medical Examination |
Without Medical Examination |
|
Sum Insured |
Sum Insured |
||
|
Section A |
Illness |
US $ 2, 50,000 |
US $ 10,000 |
|
Treatment following Accident |
US $ 2, 50,000 |
Nil |
|
|
Deductible |
US $ 100 |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 25,000 |
US $ 25,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
|||
|
Section E |
Loss of Passport |
US $ 150 |
US $ 150 |
|
Deductible |
US $ 30 |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
US $ 200 |
|
|
OMP - Policy:B - Table of Benefits - Including Sickness Cover |
|||
|
Plan B - 3 - Worldwide - Including USA / Canada |
|||
|
Sections |
Description |
With Medical Examination |
Without Medical Examination |
|
Sum Insured |
Sum Insured |
||
|
Section A |
Illness |
US $ 5, 00,000 |
US $ 10,000 |
|
Treatment following Accident |
US $ 5, 00,000 |
Nil |
|
|
Deductible |
US $ 100 |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 25,000 |
US $ 25,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
|||
|
Section E |
Loss of Passport |
US $ 250 |
US $ 250 |
|
Deductible |
US $ 30 |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
US $ 200 |
|
3. OMP - Policy : A - Worldwide - Excluding USA & Canada - Excluding Sickness cover
|
OMP - Policy:A - Table of Benefits - Excluding Sickness Cover |
||
|
Plan LA - 1 - Worldwide - Excluding USA / Canada |
||
|
Sections |
Description |
Sum Insured |
|
Section A |
Treatment followed by Accident |
US $ 50,000 |
|
Deductible |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 10,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
||
|
Section E |
Loss of Passport |
US $ 150 |
|
Deductible |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
|
|
OMP - Policy:A - Table of Benefits - Excluding Sickness Cover |
||
|
Plan LA - 2 - Worldwide - Excluding USA / Canada |
||
|
Sections |
Description |
Sum Insured |
|
Section A |
Treatment followed by Accident |
US $ 1,00,000 |
|
Deductible |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 15,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
||
|
Section E |
Loss of Passport |
US $ 150 |
|
Deductible |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
|
|
OMP - Policy:A - Table of Benefits - Excluding Sickness Cover |
||
|
Plan LA - 3 - Worldwide - Excluding USA / Canada |
||
|
Sections |
Description |
Sum Insured |
|
Section A |
Treatment followed by Accident |
US $ 2,50,000 |
|
Deductible |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 25,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
||
|
Section E |
Loss of Passport |
US $ 250 |
|
Deductible |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
|
4.OMP - Policy : A - Worldwide - Including USA & Canada - Excluding Sickness cover
|
OMP - Policy:A - Table of Benefits - Excluding Sickness Cover |
||
|
Plan LB - 1 - Worldwide - Including USA / Canada |
||
|
Sections |
Description |
Sum Insured |
|
Section A |
Treatment followed by Accident |
US $ 1,00,000 |
|
Deductible |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 25,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
||
|
Section E |
Loss of Passport |
US $ 150 |
|
Deductible |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
|
|
OMP - Policy:A - Table of Benefits - Excluding Sickness Cover |
||
|
Plan LB - 2 - Worldwide - Including USA / Canada |
||
|
Sections |
Description |
Sum Insured |
|
Section A |
Treatment followed by Accident |
US $ 2,50,000 |
|
Deductible |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 25,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
||
|
Section E |
Loss of Passport |
US $ 150 |
|
Deductible |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
|
|
OMP - Policy:A - Table of Benefits - Excluding Sickness Cover |
||
|
Plan LB - 3 - Worldwide - Including USA / Canada |
||
|
Sections |
Description |
Sum Insured |
|
Section A |
Treatment followed by Accident |
US $ 5,00,000 |
|
Deductible |
US $ 100 |
|
|
Section B |
Personal Accident |
US $ 25,000 |
|
Section C |
Loss of Checked in Baggage |
US $ 1,000 |
|
Section D |
Delay of Checked in Baggage |
US $ 100 |
|
(Over 12 Hrs - Outbound Flights) |
||
|
Section E |
Loss of Passport |
US $ 250 |
|
Deductible |
US $ 30 |
|
|
Section F |
Personal Liability |
US $ 2,00,000 |
|
Deductible |
US $ 200 |
|
IRDA Registration no. 545
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