It is imperative that you renew the policy before the expiry of the policy period so that continuity of cover is not lost.
Please ensure that the policy is renewed before expiry and in any case not later than seven days from the due date of renewal.
All continuity benefits under the Health policy will be lost if the policy is not renewed in time.
Any changes at the time of renewal must be requested in writing, and sometimes a fresh proposal may be required to be completed.
Premium must be paid in advance and a receipt be obtained for the same under Indian Law. (As per 64VB of the Insurance Act cover will not become valid without full payment of premium.)