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Kindly ensure that the policy document issued to you is duly checked and thereafter kept in safe custody preferably in a file along with the earlier policy copies. Please check the policy schedule for the following important information.

  • Name and contact address given are correct, whether the banker's/financier's interest in shown in the policy.
  • Name of the nominee in policies such as Personal Accident Policy is correct.
  • The date of policy period is in order.
  • The address where the risk is situated is correct.
  • Other asset/interest details given by you in the proposal are tallying with that in the policy.
  • The policy will contain the terms of coverage, exclusions and conditions and special warranties. If you don’t understand any clause, exclusions and conditions you may kindly ask the intermediary or office for further clarification.
  • In case of any alteration in the details given by you during the currency (after the policy has been issued) like address/location/subject matter of insurance etc, the same will have to be intimated to us for our records and requisite coverage, with additional premium if necessary, please obtain confirmation from us about the incorporation of these changes in our records.

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