Subject to the provisions of WC Act the amount of compensation / reimbursable would be as follows:-

• Where employment injury results in death then we pay 40% of the monthly wages of the deceased multiplied by the relevant factor or Rs. 20 0 which ever is more.
• Permanent Total Disablement 50% of the monthly wages of the injured disabled (PTD) workman multiplied by relevant factor or Rs. 24 0 which ever is more..
• Permanent Partial Disablement

a) For an injury specified in Part II of disablement (PPD) schedule. The percentage of loss of earning capacity caused applied to the compensation payable for permanent total disablement
b) For an injury not specified in schedule - the percentage of permanent loss of earning capacity as assessed by qualified Medical Practitioners applied to the compensation payable for permanent total disablement.

• Where more than one injury caused by same accident it shall be aggregate but in any case not to exceed the amount payable for permanent total disablement.
• Temporary disablement - A half monthly payment equivalent to 25 % (total or partial) of monthly wages of the workman to be paid in accordance with the provisions of Sub section (2) of the WC Act.
• Actual medical expenses incurred in connection with on-duty accident ranging from Rs.80/- to 2400/- per case as per the option given at the inception of the policy by the insured and extra premium paid.
• Legal costs and expenses incurred with the Company's consent.