Liability only policy :

• Liability to third parties bodily injury and or death and property damage
• Personal accident cover for the owner driver for a specified sum insured

The following are payable under Section II of the Package Policy subject to the limit of liability laid down in the Motor Vehicles Act :

• The insured's legal liability for death / disability of third party
• Loss or damage to third party property
• Claimant's cost as decided by the court
• All costs and expenses incurred with company's written consent
• In case of death of an Insured person entitled to indemnity for a liability incurred under this policy his legal representative will be indemnified in place of insured if he observed all conditions as the insured himself.

What is not payable under the policy ?

• Contractual liability.
• War perils nuclear perils and drunken driving
• Consequentail loss Depreciation Wear and tear mechanical or electrical break down
• Damage suffered due to driving the vehicle under the influence of intoxicating liquor or drugs
• Claims arising outside the geographical area specified in the policy
• Claims arising whilst the vehicle is used in contravention of the limitations as to use
• Claims arising when the vehicle is driven by a person without valid driving licence