When an accidental injury being the sole and direct cause results ( during the period of insurance) in:
Death
100 % of Sum Insured
Permanent Total Disablement
100 % of Sum Insured
Loss of two limbs/ Two eyes or one limb and one eye
100 % of Sum Insured
Loss of one limb or one eye
50 % of Sum Insured
Permanent Partial Disablement
Varying % of Sum Insured as per policy
Temporary Total Disablement
1 % of Capital Sum Insured per week Subject to a maximum of Rs 3000 per week for a maximum period of 100 weeks
On payment of extra premium medical expenses incurred up to 25 % of claim or 10 % of Sum Insured can be covered.
Policy also pays for education fund for dependant children (2) of deceased insured and expenses of carriage of dead body of insured from accident site ( as per details in policy)
Attractive cumulative bonus at the time of renewal by way of increasing the Sum Insured by 5 % for each completed claim free year of insurance ( maximum of 50 % CSI ) without collecting extra premium as per policy.
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