Section A - I - Personal Accident :

If the Insured / Injured person shall sustain any bodily injury resulting solely and directly from accident caused by outward violent and visible means then the company shall pay to the Insured the sum herinafter set forth that is to say:

If such injury shall within twelve calender months of its occurencce be the sole and direct cause of the

• Death
• Total and irrevocable loss of sight of both eyes or both hands or both Legs
• Total and irrevocable loss of sight of one eyes or one entire hand or one entire Leg
• Permanent or partial or absolute diablement

Section A - II - Medical Expenses for Bodily Injury

If the insured has to go undergo Medical treatement as adviced by a qualified physician / Medical Specialist for bodily injury RESULTING SOLELY AND DIRECT FROM road accident which would normally give rise to Third Party Claim under Motor Policies. Hospitalisation expenses for such treatment not exceeding the Sum Insured is payable under following heads.

• Room Boarding expenses as provided by the Hospital / Nursing Home.
• Nursing Expenses
• Surgeon Anaesthetist Medical Practitioner Consultant's Specialist's Fee
• Anaesthecia Blood Oxygen Operation Theatre Charges Surgical Appliances Drugs etc..
• Ambulance Charges

Section A - III - Extension to Cover Medical Expenses to Accident Arising during and in course of Employment

• It is hereby agreed and declared that notwithstanding anything in the within mentioned policy contained to the contrary this insurance extends to covers hospital expenses incurred due to accident during and in course of employement to the extent of Sum Insured ( as defined under Workman's Compensation ACT ). It is imperative that this extension is offered only if section I covering PA is covered.

What will policy pay ?

• Hospitalisation expenses arising solely because of Road accident