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Policy does not cover
  • Any disease contracted within 30 days from commencement of risk.
  • Injury/disease caused by war perils/nuclear perils .
  • Circumcision.
  • Routine eye examination.
  • Dental treatments/surgery of any kind unless requires hospitalisation.
  • Convalescence/general disability/run down condition or rest cure etc.
  • Expenses on vitamins and tonics
  • Treatments arising from or traceable to pregnancy/child birth inclusion of caesarian section.

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