We Cover

• Cart / Tonga that is pulled by the animal.
• Animal used for pulling the said Cart / Tonga such as He-buffaloes Bullocks horse Mule Donkey and Camel as the case may be.

Who can be insured ?

SECTION I

Death / PTD of animal and loss or damage to cart / tonga and its accessories by:-

• Accidental external means.
• Fire explosion lightning flood cyclones earthquake burglary house breaking.
• Riot strike Malicious act terrorism.
• While in transit by rail road inland waterways.

If the animal is to be covered against disease also cover exclusions and conditions will apply as per cattle policy Cover can be extended for the cart against loss/damage by Theft risk.

SECTION II

Third Party Liability arising out of accidents

• Personal injury (fatal and non-fatal)
• Property damage

SECTION III

• Personal Accident cover to Driver

Insured against What Risks ?

• Owners Of the Animal Driven Cart / Tonga