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Policy will pay as per below:
  • Actual extent of loss/damage to property under respective sections chosen;
  • Sum Insured is the limit of maximum liability under respective sections;
  • Limit of liability to third party for Personal injury/Property damage is upto Rs.25 0 / Rs.10 0 / Rs.3000 under TV/Pedal Cycle/TV Antenna sections respectively.
Personal Accident Section

If injury directly/solely causes within 12 months of its occurrence:

  • Death / loss of two limbs / eyes / Total permanent disablement : Full Sum Insured
  • Loss of a hand / foot / eye / use of hand / foot : 50% Sum Insured
  • Specified Percentage (%) of Sum Insured in other cases of permanent disablement [partial]
  • Weekly benefits (Rs.3000/- max.) upto 100 weeks payable for Temporary Total Disability.

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