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POLICY EXCLUSIONS

  • Major exclusions in general are Loss/damage due to
  • War and war like perils
  • Wear and tear depreciation consequential loss.
  • Nuclear group of perils.
  • Gross and wilful negligence of Insured.
  • Violation of policy conditions.
  • Loss/damage/liability where Insured’s family or Insured’s employee are involved as principal/accessory.
  • Intentional act/self injury/influence of drug/intoxicant.
  • Loss or damage to fragile articles.
  • Consequential Loss of any kind.
  • Loss or damage due to Gradual deterioration or slowly developing flaws.

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