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Policy does not cover
  • Normal wear and tear gradual deterioration due to atmospheric condition or otherwise.
  • Wilful or gross negligence of insured or his representative.
  • Faults existing at the time of commencement of insurance known to insured or his representative.
  • Loss or damage for which manufacturers or suppliers are responsible either by law or under contract.
  • Cost of dismantling transport re-erection.
  • War and nuclear perils.

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