THE RISKS COVERED

• The policy provides compensation for:

• Loss on account of money/securities being destroyed by fire riot strike or taken away by burglary/ housebreaking theft robbery or holdup
• Loss of money/ securities whilst in transit and being carried by authorised employees of the bank
• Loss by reason of payment in respect of bogus fictitious forged or raised cheques
• Loss of money due to dishonest/ criminal act of employee/s
• Loss caused by reason of fraud or dishonesty by employees in respect of pledged/ hypothecated goods
• Loss by robbery theft during despatches by RPP upto Rs 1 0 0
• Loss due to infidelity or criminal acts of appraisers up to a max. of RS 50 0
• Loss by reason of dishonesty of pygmy collectors janatha agents up to a maximum of Rs 20 0

PREMIUM

• Premium Computation:

• Premium Rate/Table

Policy Exclusions

• War and nuclear perils terrorist activity

• Losses resulting from the wrongful act of directors or partners of the insured other than salaried employees Losses due to any Negligent Act or Omission of the Employees.
• Losses due to Acts of Omission/Commission by employees after the discovery of loss in which the said employee was involved.
• Trading losses
• Consequential losses
• Computer frauds Faulty computer programming
• Losses of Money/Securities normal value of which have not been ascertained before loss

• Loss caused by STFI earthquake ( this can be covered on payment of additional premium)

WHOM TO CONTACT FOR CLAIMS

A) Working Hours:

B) Holidays & Beyond working hours:

CLAIMs DOCUMENT REQUIRED

• Claim form duly completed
• First Information Report lodged with the police
• Final Investigation Report of the police
• Indemnity bond wherever required
• Documentary proof for the items lost and also its value.

CLAIM PROCEDURE

• Intimate the policy issuing office or the nearest office of the company.
• Claim form and other documents as required by the Insurance Company should be furnished.

POLICY PERIOD

One Year

HOW TO RENEW A POLICY

The Policy can be renewed by approaching any Branch of United India before the date of expiry of the policy.

NOTE

• Particulars of cover liability and exclusion given above are not complete or exhaustive :
• Our nearest Branch Office branch may be approached for complete details.