• Particulars of cover liability and exclusion given above are not complete or exhaustive :
• Our nearest Branch Office branch may be approached for complete details.

• The indemnity period commences with the date of damage and lasts till such a time as the business is restored to its pre damaged level or the period stipulated policy which ever comes first. The policy insures earnings of the business lost during the indemnity period.

• Net profit due to the stoppage of business as a result of an insured peril
• Standing charges which continue to accrue in spite of stoppage of business
• Additional expenditure incurred by the insured to maintain normal business activity during the period in which the normal business is affected.

This policy can be taken only if a Standard fire and Special Perils Policy exists for the risk.