• Particulars of cover liability and exclusion given above are not complete or exhaustive :
• Our nearest Branch Office branch may be approached for complete details.

The policy will not pay :

• Loss or damage during cleaning repairing restoring
• Property missing at stock taking
• Articles in public exhibition
• Depreciation wear tear etc
• Window display after close of business hours
• Earth quake Flood cyclone etc.

Premium Rating

The risks are classified as 3 classes :

Class I - Having 24 hours watchman for the premises employed by you in all listed premises.

Class II - Common watchman for the building or night watchman employed.

Class III - All others.

SECTION I

We Cover

Section I

This section covers loss or damage to property at your business premises or other specified premises where your property is deposited by fire theft riot strike etc

Section II

This section covers property carried/conveyed outside the specified premises for the business purpose of yours by any cause other than the specified exclusions under the policy.

Section III

This section covers loss or damage to property whilst in transit with in India by