The Policy is available both on Individual and Floater basis.

Individual basis All family members including the parents can be covered under single policy with difference sum insureds and threshold level.

Group basis Single Sum Insured/Thereshold level for all family members covered under the policy.  Parents can take a separate policy.

The age of the proposer shall be between 18 and 80 years. Children between the age of 3 months and 18 years are covered provided either or both parents are covered concurrently. Children above 18 years will cease to be covered if they are employed/self-employed or married.

Various Options with different Sum Insureds and Threshold Level are available.