POLICY EXCLUSIONS

• Loss or damage directly or indirectly caused by or contributed to by or arising from:-
• Gross negligence violation of rules/guidelines framed by the school/college authorities Outbreak of rivalry/dispute/violence among the group for any reason whatsoever.
• War nuclear group of perils.
• Suicide or attempt thereat self-inflicted injuries aggravation of an accidental injury resulting from non-adherence to medical advice directions etc (discontinuing or irregular intake of medicines).
• Death or disablement due to pregnancy or child birth.
• Pre-existing Diseases in case of hospitalisation.