Below are the sections:

Section I

PERSONAL ACCIDENT

Risk Up to Rs.1 lakh per head with reimbursement of reasonable actual emergency incidental expenses up to Rs.1000/- per head both as defined in the policy.

Bodily injury sustained by the insured arising out of an accident resulting in death or disablement within 12 calendar months of the accident will be indemnified.

Section II

BAGGAGE

Loss or   damage to the personal effects carried as accompanied baggage due to fire riots strike terrorism malicious damage theft burglary for the actual value of the articles but not exceeding Rs.500/- per article unless specifically declared.