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The policy will not pay loss/damage due to:
  • War and war like perils
  • Wear and tear depreciation consequential loss
  • Nuclear group of perils
  • Gross and wilful negligence of Insured
  • Violation of policy conditions
  • Loss/damage/liability where Insured’s family or Insured’s employee are involved as principal/accessory
  • Intentional act/self injury/ influence of drug/intoxicant.

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