When an accidental injury being the sole and direct cause results ( during the period of insurance) in:.
Death | 100 % of Sum Insured |
Permanent Total Disablement | 100 % of Sum Insured |
Loss of two limbs/ Two eyes or one limb and one eye | 100 % of Sum Insured |
Loss of one limb or one eye | 50 % of Sum Insured |
Permanent Partial Disablement | Varying % of Sum Insured as per policy |
Temporary Total Disablement | 1 % of Capital Sum Insured per week Subject to a maximum of Rs 3000 per week for a maximum period of 100 weeks |
On payment of extra premium medical expenses incurred up to 25 % of claim or 10 % of Sum Insured can be covered.
Policy also pays for education fund for dependant children (2) of deceased insured and expenses of carriage of dead body of insured from accident site ( as per details in policy)
Attractive cumulative bonus at the time of renewal by way of increasing the Sum Insured by 5 % for each completed claim free year of insurance ( maximum of 50 % CSI ) without collecting extra premium as per policy.
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