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Products - Fire

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Note : A brief snapshot about the policy is given.For complete information refer to policy wordings or visit our nearest branch office.

  • Buildings
  • Machinery and Accessories
  • Stock and stock in process
  • Contents including furniture
  • Dwellings Offices Shops Hospitals(Located outside the compounds of industrial/manufacturing risks)
  • Industrial / Manufacturing Risks
  • Utilities located outside industrial/manufacturing risks
  • Machinery and Accessories
  • Storage Risks outside the compound of industrial risks
  • Tank farms / Gas holders located outside the compound of industrial risks
  • Fire
  • Lightning
  • Explosion/Implosion
  • Aircraft damage
  • Riot Strike
  • Terrorism
  • Storm Flood inundation
  • Impact damage
  • Subsidence landslide
  • Bursting or overflowing of tanks
  • Bush fire etc.

The policy does not cover any loss if

  • Loss or damage to property due to :
  • Spontaneous combustion fermentation
  • Burning of property by order of any Public Authority
  • Its undergoing any heating or drying process
  • Explosion of boilers (other than domestic boilers)
  • Total or partial cessation of work
  • Permanent or temporary dispossession by order of Government
  • Burglary House breaking theft
  • Normal Cracking or settlement or bedding down of new structures
  • War or war like operations
  • Defective design workmanship defective materials
  • Pollution or contamination
  • Over-running short circuit etc.
  • Earthquake
  • Spoilage loss

Some Add on covers..

  • Terrorism
  • Removal Of Debris
  • Architects Surveyors Consulting Engineers fees
  • Earthquake (Fire and Shock only)
  • Spontaneous combustion
  • Startup expenses
  • Spoilage Material Damage Cover
  • Leakage and Contamination cover

These additional covers are available by payment of additional premium. 

  • Particulars of cover liability and exclusion given above are not complete or exhaustive.
  • Our nearest Branch Office may be approached for complete details.

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