UIIC

Products - House Holder's Policy

Note : A brief snapshot about the policy is given.For complete information refer to policy wordings or visit our nearest branch office.

Building and contents against fire lightning riot strikes earthquake floods.
Burglary and housebreaking Explosion of Gas Bursting & Overflowing of water tanks impact damage.
Jewellery and valuables against loss/ damage by accident or misfortune within India.
Domestic appliances against mechanical or electrical breakdown.
TV sets against all risks.
Pedal cycles against damage by fire and allied perils and burglary.
Personal effects / baggage lost during travel.
Accidental damage for fixed plate glasses.
Personal Accident cover for the insured & family members.
Legal liability to third parties and workmenâ€™s compensation to domestic servants.

Articles other than furniture exceeding 5% of the Sum Insured should be declared separately with value
Loss or damage by Burglary/Housebreaking where employee of the insured or member of insureds family is concerned principal or accessory
Damage due to cracking scratching of lens glass
Loss of or damage by moth vermin or under processing of cleaning repairing etc.
Damage due to over running excessing pressure mechanical derangement or over-winding of watches.
Theft from car unless it is properly locked.
Damages or breakages of glass during removal alterations.
Loss/ damage to fragile items due to impact.
Loss due to wilful act or negligence due to fault existing at the time of insurance.
Manufacturing defect.
Cost of transport to the repair shop and back.
Loss or damage to external antenna or fittings by theft unless TV is stolen.
Loss during installation.
Repairing dismantling of TV where manufacturer of supplier is responsible.
Accident or loss or damage or liability when cycle is used for hire or reward.
War and nuclear perils.
Wear and tear gradual deterioration/ flaws.
Loss of valuables on account of theft from unattended vehicles.
Willful act gross negligence.

A) Working Hours:
B) Holidays & Beyond working hours:

All documents required to establish the cause and extent of loss
Submit claim form proof of purchases repair bills if any FIR where required and any other document called for by policy issuing office.

One Year

The Policy can be renewed by approaching any Branch of United India before the date of expiry of the policy.

Particulars of cover liability and exclusion given above are not complete or exhaustive :
Our nearest Branch Office branch may be approached for complete details.