About the Policy-Universal Health Insurance Scheme

The Universal Health Insurance Scheme was launched on a countrywide basis in July 2003 with an objective to provide health care to poorest section of the society. The scheme was open to BPL and Non-BPL families.
Pursuant to the Hon'ble Finance Minister's budget speech on July 8 2004 the Universal Health Insurance Scheme have been redesigned in consultation with GIPSA to improve the access to the health care of exclusive BPL families.
In order to bring more numbers of BPL families under the new scheme subsidy on premium was increased from Rs.100/- per BPL family to Rs.200/- Rs.300/- and Rs.400/- for individual family of five and family of seven respectively which is being provided by Govt. of India (for APL there is no Govt. Subsidy).
The premium amount for BPL is Rs.100/- per annum for individual Rs.150/- for family not exceeding 5 and Rs.200/- per annum for family not exceeding 7.
The premium amount for APL is Rs.365/- per annum for individual Rs.548/- per annum for family not exceeding 5 and Rs.730/- per annum for family not exceeding 7.
It provides reimbursement towards following hosiptalisation expenses for illness / diseases contracted or injury sustained by the insured person.