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Universal Health Insurance Scheme


Note-Universal Health Insurance Scheme

  • Particulars of cover liability and exclusion given above are not complete or exhaustive :
  • Our nearest Branch Office branch may be approached for complete details.

Personal Accident and Disablement Benefit-Universal Health Insurance Scheme

Member of family Rs.25 0

Temporary Total Disablement followed by an accident of earning member Rs.50/- per day subject to a maximum of Rs.750/- with a time excess of 3 days.

Age: 3 months to 65 years.


Hospitalisation Benefits Limits-Universal Health Insurance Scheme

Hospitalisation Benefits Limits
A.i)Room Boarding expenses as provided bythe Hospital/ Nursing Home.
ii)If admitted in IC Unit
i)Upto 0.5% of the Sum Insured per day.
ii) Upto 1% of Sum Insured per day.
B.Surgeon Anaesthetist Medical Practitioner Consultants Specialists fees Nursing expenses.   Upto 15% of the Sum Insured per illness/Injury.

About the Policy-Universal Health Insurance Scheme

  • The Universal Health Insurance Scheme was launched on a countrywide basis in July 2003 with an objective to provide health care to poorest section of the society. The scheme was open to BPL and Non-BPL families.
  • Pursuant to the Hon'ble Finance Minister's budget speech on July 8 2004 the Universal Health Insurance Scheme have been redesigned in consultation with GIPSA to improve the access to the health care of exclusive BPL families.

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