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Member of family Rs.25 0

Temporary Total Disablement followed by an accident of earning member Rs.50/- per day subject to a maximum of Rs.750/- with a time excess of 3 days.

Age: 3 months to 65 years.

Major Exclusions:
  • 1. All pre-existing diseases.
  • 2. Any disease other than those specified in the Policy contracted by the Insured person during the first 30 days.
  • 3. Cost of spectacles contact lenses and hearing aids.
  • 4. Dental treatment of surgery.
  • 5. War risk.
  • Special changes in Universal Health Insurance Scheme for BPL families:
  • 1. All pre-existing diseases covered
  • 2. No waiting period for hospitalisation.
  • 3. Maternity cover for one child (waiting period 9 months) for caesarian Rs.5000/- & for normal delivery Rs.2500/-
  • 4. Loss of wages facility extended to Head of the family and or spouse
  • 5. Personal Accident death only cover extended to Head of the family and or spouse

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