POLICY PERIOD

One Year

HOW TO RENEW A POLICY

The Policy can be renewed by approaching any Branch/Divisional of United India before the date of expiry of the policy.

NOTE

• Particulars of cover liability and exclusion given above are not complete or exhaustive :
• Our nearest Branch Office branch may be approached for complete details.

WHOM TO CONTACT FOR CLAIMS

A) Working Hours:
B) Holidays & Beyond working hours:

POLICY EXCLUSIONS

• Loss or damage directly or indirectly caused by or contributed to by or arising from:-
• Gross negligence violation of rules/guidelines framed by the school/college authorities Outbreak of rivalry/dispute/violence among the group for any reason whatsoever.
• War nuclear group of perils.
• Suicide or attempt thereat self-inflicted injuries aggravation of an accidental injury resulting from non-adherence to medical advice directions etc (discontinuing or irregular intake of medicines).

THE RISKS COVERED

• Covers against Death or Permanent Total Disablement on account of an accident for both the insured student and named parent/guardian.
• Reimburses the actual tuition and hostel fees for the uncompleted years of study after the death /Permanent Total Disability of the Named parent/Guardian.
• Reimburses Hospitalisation expenses following any unforeseen ailment/accident for the student.
• Loss of personal baggage of the student.

WHAT CAN BE INSURED

• Personal Accident for the students and their parents/guardians.
• College tuition fees as well as the boarding and lodging (hostel) fees.
• Hospitalisation expenses.
• Loss of baggage/personal effects of the student.

WHO CAN TAKE INSURANCE

• Students can take this policy on their own (Individual Policies) or the Educational Institutions can take the policy for the students of their organisations.