UIIC

Products - Baggage Policy

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Note : A brief snapshot about the policy is given.For complete information refer to policy wordings or visit our nearest branch office.

We Cover

Our Baggage Insurance Policy covers all accompanied baggage during a journey like suitcases trunks etc. containing the baggage and additions during the journey.

What is insured<

It covers accompanied baggage(not dealers' stock or travellers samples) during a specified journey (including air travel).Suitcases trunks etc. containing the baggage and additions can also be insured provided they are declared specifically before the commencement of the journey.

The policy provides cover against loss or damage to accompanied personal baggage due to fire riot and strike terrorist activity or theft or accident during the course of journey including stoppages en route anywhere in India.
Insured and insured's family members in respect of their baggage as specified above.

What will policy pay

The policy pays for the contents of the baggage damaged/lost due to any of the perils stated above on a strict basis of indemnity.

The policy does not cover loss or damage:

To articles of consumable nature cash securities jewellery precious stones furs watches etc.
To any property conveyed/transported by a carrier under receipt
Due to depreciation wear and tear consequential loss legal liability theft from unsecured car
Due to war perils nuclear perils moth vermin or while cleaning repairing.

Particulars of cover liability and exclusion given above are not complete or exhaustive :
Our nearest Branch Office branch may be approached for complete details.