Commercial Establishments like
- Hotels
- Hospitals
- Nursing Homes
- Schools
- Colleges
- Cinema Theatres
- Any other non manufacturing/non industrial unit excluding shops and warehouses can avail this policy.
THE RISKS COVERED
- Building and contents against Fire and allied perils
- Burglary and house breaking & Theft
- Mechanical and electrical breakdown
- Breakdown of electronic appliances Laptop Computers Cellular Phones and Mobile insurance
- Money in Transit safe and tills
- Personal accident to employees
- Infidelity/ dishonesty of employees
- Legal liability to third parties
- Legal liability to employees
- Fixed glasses/ Sanitary fittings
- Neon sign/ hoarding
PREMIUM
- Premium Computation:
- Premium Rate/Table
- Damage due to subterranian fire occasioned by its own fermentation or undergoing any heating or dying process.
- Damage to any electrical machine apparatus fixtures or fittings arising from or occasioned by
1)Overrunning
2)Excessive pressure
3)Short circuiting
4)Arching
5)Self heating
6)Leakage of electricity (lightning included)
- Damage to property by members including partners of the insured's business or profession or household acting as principal or accessory
WHOM TO CONTACT FOR CLAIMS
A) Working Hours:
B) Holidays & Beyond working hours:
CLAIMs DOCUMENT REQUIRED
- Claim form duly completed
- First Information Report lodged with the police
- Final Investigation Report of the police
- Indemnity bond wherever required
- Documentary proof for the items lost and also its value.
CLAIM PROCEDURE
- Intimate the policy issuing office or the nearest office of the company.
- Claim form and other documents as required by the Insurance Company should be furnished.
POLICY PERIOD
One Year
HOW TO RENEW A POLICY
The Policy can be renewed by approaching any Branch of United India before the date of expiry of the policy.
NOTE
- Particulars of cover liability and exclusion given above are not complete or exhaustive :
- Our nearest Branch Office branch may be approached for complete details.