Products

Note : A brief snapshot about the policy is given.For complete information refer to policy wordings or visit our nearest branch office.

We Cover
Policy covers expenses incurred towards medical treatment for accident / disease sustained during overseas trips and loss of passport also covered under this policy.

Who can be Insured ?

  • Persons going abroad on business & holiday.

Insured against what risk ?

  • Medical expenses and repatriation
  • In-flight personal accident benefit
  • Loss of passport

Policy pays through below plans:

1. OMP – Policy : B – Worldwide – Excluding USA & Canada – Including Sickness cover

 

OMP–Policy:B–Table of Benefits–Including Sickness Cover

Plan A – 1 – Worldwide – Excluding USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 50,000

US $ 10,000

Treatment following Accident 

US $ 50,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 10,000

US $ 10,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

US $ 150

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

 

OMP–Policy:B–Table of Benefits

Plan A – 2 – Worldwide – Excluding USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 1, 00,000

US $ 10,000

Treatment following Accident 

US $ 1, 00,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 10,000

US $ 10,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

US $ 150

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

 

OMP–Policy:B–Table of Benefits–Including Sickness Cover

Plan A – 3 – Worldwide – Excluding USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 2, 50,000

US $ 10,000

Treatment following Accident 

US $ 2, 50,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 25,000

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 250

US $ 250

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

2. OMP – Polcy : B – Worldwide – Including USA & Canada – Including Sickness cover

 

OMP–Policy:B–Table of Benefits–Including Sickness Cover

Plan B – 1 – Worldwide – Including USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 1, 00,000

US $ 10,000

Treatment following Accident 

US $ 1, 00,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 25,000

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

US $ 150

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

 

OMP–Policy:B–Table of Benefits–Including Sickness Cover

Plan B – 2 – Worldwide – Including USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 2, 50,000

US $ 10,000

Treatment following Accident 

US $ 2, 50,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 25,000

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

US $ 150

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

 

OMP–Policy:B–Table of Benefits–Including Sickness Cover

Plan B – 3 – Worldwide – Including USA / Canada

Sections

Description

With Medical Examination

Without Medical Examination

Sum Insured

Sum Insured

Section A

Illness

US $ 5, 00,000

US $ 10,000

Treatment following Accident 

US $ 5, 00,000

Nil

 Deductible

US $ 100

US $ 100

Section B

Personal Accident

US $ 25,000

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 250

US $ 250

 Deductible

US $ 30

US $ 30

Section F

Personal Liability

US $ 2,00,000

US $ 2,00,000

 Deductible

US $ 200

US $ 200

3.  OMP – Policy : A – Worldwide – Excluding USA & Canada – Excluding Sickness cover

 

OMP–Policy:A–Table of Benefits–Excluding Sickness Cover

Plan LA – 1 – Worldwide – Excluding USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident 

US $ 50,000

Deductible

US $ 100

Section B

Personal Accident

US $ 10,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

 
 
 

OMP–Policy:A–Table of Benefits–Excluding Sickness Cover

Plan LA – 2 – Worldwide – Excluding USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident 

US $ 1,00,000

Deductible

US $ 100

Section B

Personal Accident

US $ 15,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

 

OMP–Policy:A–Table of Benefits–Excluding Sickness Cover

Plan LA – 3 – Worldwide – Excluding USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident  

US $ 2,50,000

Deductible

US $ 100

Section B

Personal Accident

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 250

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

4. OMP – Policy : A – Worldwide – Including USA & Canada – Excluding Sickness cover

 

OMP–Policy:A–Table of Benefits–Excluding Sickness Cover

Plan LB – 1 – Worldwide – Including USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident 

US $ 1,00,000

Deductible

US $ 100

Section B

Personal Accident

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

 

OMP–Policy:A–Table of Benefits–Excluding Sickness Cover

Plan LB – 2 – Worldwide – Including USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident 

US $ 2,50,000

Deductible

US $ 100

Section B

Personal Accident

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 150

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

 

OMP–Policy:A–Table of Benefits–Excluding Sickness Cover

Plan LB – 3 – Worldwide – Including USA / Canada

Sections

Description

Sum Insured

Section A

Treatment followed by Accident 

US $ 5,00,000

Deductible

US $ 100

Section B

Personal Accident

US $ 25,000

Section C

Loss of Checked in Baggage

US $ 1,000

Section D

Delay of Checked in Baggage

US $ 100

(Over 12 Hrs - Outbound Flights)

Section E

Loss of Passport

US $ 250

Deductible

US $ 30

Section F

Personal Liability

US $ 2,00,000

Deductible

US $ 200

Policy will not pay under below circumstances:

  • Any diseases existing / treated prior to one year of commencement of risk whether declared or not.
  • For children aged 5 and under treatment relating to :-Mumps chicken pox measles German measles spina bifida whooping cough Diphtheria Poliomyelitis menimaitis and scarlet fever.
  • Involving travel against medical advise travel for treatment terminal prognosis / awaiting special treatment.
  • Cosmetic surgery pregnancy related costs AIDS.War perils nuclear perils.
  • Suicide or attempted suicide.
  • Examination / treatment in India or expenses incurred outside country of study / postings(This does not prejudice emergency evacuation on medical grounds)
  • Particulars of cover liability and exclusion given above are not complete or exhaustive :
  • Our nearest Branch Office branch may be approached for complete details.

Attachment to Overseas Mediclaim Policy of M/s United India Insurance Co. Ltd.

 In the event of claim, please contact: 

Location of Centre

American Assist - USA

American Assist - Europe

American Assist - Singapore

Heritage Health TPA Pvt. Ltd. - India

Jurisdiction

North, Central & South America, Canada

 

Continental Europe, UK & Ireland, Africa, Pakistan

Singapore

South & South East Asia, Middle East, Australia & New Zealand

 

Address

AMERICAN ASSIST TRAVEL SERVICES, 2893 Executive Park Drive, Suite 201, Weston, Florida 33331, U.S.A.

AMERICAN ASSIST TRAVEL SERVICES, C/Covarrubias 22. 2 °Izda 28010 Madrid. Spain

AMERICAN ASSIST TRAVEL SERVICES, 75 Kim Yan Road, Singapore 239372

Heritage Health TPA Pvt. Ltd.,  Elite Auto House, 54-A, Ground Floor (Rear Side), Next to Crisil House, Andheri-Kurla Road, Chakala, Mumbai - 400093. India.

Toll - Free Number for Assistance

+1800 2541032

+34 900838022

+65 8001302100

1800 22 4004 (Toll Free within India)

Other Telephone Numbers

+1 954 2710202

+34 911 881 617

+65 315 80234

+91-22-61273891 (24 hrs) +91-22-61273892/93

Fax Number(s)

+1 877 395 1784

+34 915 932 577

-

+91-22-6127 3890

E-mail ID

assistance@aatps.com

assistance@aatps.com

claims@aatps.com

heritagehealth @vsnl.net

Website

www.americanassist-heritage.com

www.americanassist-heritage.com

www.americanassist-heritage.com

www.americanassist-heritage.com