Policy will pay:

• The input costs or recurring expenses incurred for raising the crop (establishment and maintenance) upto the date of the loss. Limits of indemnity on input cost basis are fixed at each stage of the crop. Claims are subject to Franchise and Excess deductibles.

The policy won't pay as per below case:

The policy excludes to pay for loss or damage to crop arising due to theft malicious damage negligence natural mortality war perils nuclear perils insects pests and diseases drought earthquake climatic variations water logging inconsequential losses damage to structures capital items irrigation systems agricultural implements harvested produce

( The details furnished above do not constitute the entire terms conditions exceptions of the policy ; for fuller particulars please contact our nearest office )

• Particulars of cover liability and exclusion given above are not complete or exhaustive :
• Our nearest Branch Office branch may be approached for complete details.