B.Com with Honours Degree and specialised in various Diplomas in Exports Management, Personal Management & Industrial Management, Business Management, Sales & Marketing Management.

 As Direct Recruit Officer AAO (Accounts) of the 1987 Batch worked as Divisional and Regional Accountant for 20 years. Headed Various Divisions and Regions and worked in various departments in different cities. Handled Finance, Underwriting, Claims, Grievances, Marketing, IT, Motor Technical etc. in various capacities. As Regional Head successfully looked after operations of RO Jodhpur, Ahmedabad & Chandigarh and served various important clients like Torrent Power, Torrent Pharma, Nirma, Syntex, Cadila, GHCL  Adani Groups, CTM, BTM, Lanco Energy, Agrotech, and also worked as RSBY State-Health Coordinator for Punjab, Himachal and Jammu & Kashmir and also dealt Crop Insurance in Gujarat State.

Since October 2022 posted at United India Insurance Co. Ltd., Head Office, Chennai as General Manager Handled Motor OD & TP Department besides Crop, Rural & Micro Insurance, Investment, RI Accounts, Vigilance Coordination and FA. As General Manager Motor could take pride in winning two Awards from Banking Frontiers for the Company, one for Motor OD for Best Digital Transformation Initiative and 2nd for Centralisation of TP Claims at Hubs and Innovations. United India motor claims service have become bench mark for the Industry with paperless claims and AI based assessments and lot of Digital Initiatives are undergoing for business transformation and profitability.

 As sports player of Cricket, Badminton, Basketball, Carrom, Table Tennis, Chess and Squash have initiated sports activities in the Company for good health of the Employees.