• Particulars of cover liability and exclusion given above are not complete or exhaustive.
• Our nearest Branch Office may be approached for complete details.

Some Add on covers..

• Terrorism
• Removal Of Debris
• Architects Surveyors Consulting Engineers fees
• Earthquake (Fire and Shock only)
• Spontaneous combustion
• Startup expenses
• Spoilage Material Damage Cover
• Leakage and Contamination cover

These additional covers are available by payment of additional premium. 

The policy does not cover any loss if

• Fire
• Lightning
• Explosion/Implosion
• Aircraft damage
• Riot Strike
• Terrorism
• Storm Flood inundation
• Impact damage
• Subsidence landslide
• Bursting or overflowing of tanks
• Bush fire etc.

• Dwellings Offices Shops Hospitals(Located outside the compounds of industrial/manufacturing risks)
• Industrial / Manufacturing Risks
• Utilities located outside industrial/manufacturing risks
• Machinery and Accessories
• Storage Risks outside the compound of industrial risks
• Tank farms / Gas holders located outside the compound of industrial risks

• Buildings
• Machinery and Accessories
• Stock and stock in process
• Contents including furniture