Fire Floater Policy

Additional Covers Available

1.

Removal of Debris (in excess of 1% claim amount)

2.

Deterioration of Stocks in Cold Storage premises due to accidental power failure consequent to damage at the premises of Power Station due to an insuredperil

Deterioration of stocks in cold storage premises due to change in temperature arising out of loss or damage to the cold storage machinery(ies) in the Insured's premises due to operation of insuredperil

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Exclusions

Important exclusions in the policy are as given below. (The list is not exhaustive. Please refer to full policy conditions for more details)

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Perils Covered

Fire
Lightning
Explosion / Implosion
Aircraft Damage
Riot, Strike and Malicious Damage (RSMD)
Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation (STFI)
Impact Damage
Subsidence and Landslide including Rock Slide
Bursting and/or overflowing of Water Tanks, Apparatus and Pipes
Missile Testing Operations
Leakage from Automatic Sprinkler Installations
Bush Fire

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Note on Fire Floater Policy

Please refer to the “Note on Fire policy “

Fire floater policy is issued to cover stocks at various locations under one Sum Insured. The locations are to be specified in the policy.

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